Uncategorized

Social Links Widget

Click here to edit the Social Media Links settings. This text will not be visible on the front end.

Uncategorized Addressing the Buyer Agent’s Fee   Traditionally in the U.S. housing market, the seller has offered the buyer’s broker and agent a share in the commission specified in the listing agreement between the seller and the listing broker and agent.  In a settlement between the National Association of REALTORS®, beginning on August 17, 2024, buyers will have to sign an agreement […]
Uncategorized U.S. Homeowners Property Tax Increase      
Uncategorized Tips for Hiring a Home Inspector       Congratulations on your offer being accepted! In many cases, you may have a provision in your sales contract for a satisfactory home inspection.  You’re one step closer to owning your dream home. Now is the time to choose a home inspector to take a closer look at the property. Inspectors are thorough and […]
Uncategorized Use Ben’s Balance Sheet to Decide There is a technique that has been attributed to Benjamin Franklin and used when faced with a decision. As the lore goes, whenever Ben was faced with a decision, like you are now, he’d take a piece of paper, draw a line down the middle of it. On the left side, he’d list all the […]
Uncategorized Is a written buyer’s agreement necessary? Beginning August 17, 2024, many agents will be required to enter into a written agreement with a buyer before touring a home either in-person or through a live virtual tour and buyers should be familiar with what it entails. There have been buyer agreements for decades in the real estate industry and it was always […]
Uncategorized Tips to reduce your homeowner’s insurance cost Home insurance rates have increased by almost 20% nationally between 2021 and 2023 and even more in some states like Arizona where rates have jumped 62% in some cases. The appreciation that homeowners have enjoyed, especially in the past four years, has caused premiums to increase because the values are higher. In addition, insurance is […]
Uncategorized Finding Affordability in Lessons of the Past In the 1980s, home buyers faced significantly higher mortgage rates compared to today’s market. Despite this challenge, many people successfully purchased homes and made them worthwhile investments. They employed a range of strategies to manage costs and ensure affordability. Here are the key tactics they used, explained in detail: To reduce the amount borrowed and […]
Uncategorized Convenient but not accurate can cost you money Online estimates like Zillow, realtor.com, Redfin, & Homes.com are convenient, but typically lack accuracy and may have a significant margin of error. They are constructed using a computer-generated algorithm that utilizes historical public sales data and trends called an Automated Value Model, AVM. National AVMs derive values from automated computer modeling of public records and […]
Don't Miss Our Next Post
Subscribe Now
Uncategorized Benefits of Checking your Credit Regularly You are encouraged by the Federal Trade Commission to be sure the information on your credit reports is accurate, complete, and up to date at least once a year. It is an important part of your financial life that can determine whether you get credit, the terms of the credit and how much it will […]
Uncategorized An annual home equity update benefits homeowners While the process of downsizing may initially focus on finding a smaller property, it’s essential for homeowners to also think ahead and plan for the future by including considerations such as aging in place, healthcare needs, and financial security, and offer guidance on creating a comprehensive plan for the years ahead. Assessing Long-Term Needs Before […]
Uncategorized Is a friend your best choice for your agent? In the realm of real estate transactions, the decision to engage a friend who also happens to be an agent may seem like a tenuous situation and may cause some hesitation. Concerns about how professional relationships may impact their personal connection occasionally weighs on a person’s mind, leading them to consider alternative options. It may […]
Uncategorized Key Considerations When Downsizing Your Home While the process of downsizing may initially focus on finding a smaller property, it’s essential for homeowners to also think ahead and plan for the future by including considerations such as aging in place, healthcare needs, and financial security, and offer guidance on creating a comprehensive plan for the years ahead. Assessing Long-Term Needs Before […]
Uncategorized Agent Representation – A Buyer’s Perspective Real estate professionals offer expertise in the local market, guiding buyers toward suitable properties and negotiating favorable terms. They provide comprehensive support throughout the home buying process, managing logistics and serving as trusted advisors. Additionally, agents have access to a network of allied professionals, streamlining the transaction and ensuring smooth coordination. They also advocate for […]
Uncategorized The dilemma is clear: wait for conditions to improve, or act now? Are you one of the many would-be homebuyers holding off on purchasing a home, hoping for a favorable shift in the market? With insurance, property taxes, and maintenance costs on the rise, it’s understandable why some are hesitant to take the plunge. However, the reality is that these factors affecting affordability are compounded by the […]
Uncategorized The case for working with a friend and agent The familiarity and trust established in a friendship may be the ideal foundation for a successful business relationship. Having a loyal ally from their social circle adds a new level of insight and service to such an important financial decision in their lives. When considering the choice of engaging a friend who also happens to […]
Uncategorized Common Household Pest Problems & Solutions /caption] Household pests can be a persistent and an unwelcome challenge for homeowners, disrupting daily routines and potentially posing health risks to occupants. From ants marching across kitchen countertops to rodents scurrying through attics, the presence of pests can create a sense of unease and frustration. However, understanding the common pests that may invade homes […]
Uncategorized Homeowner Strategies to Minimize Gain & Maximize Proceeds The gain on the sale of your home is determined by the price you sell the home, less selling expenses, less the price you paid for it, plus the capital improvements made during the time you owned the property. IRS and accounting use the term “basis” to describe your cost in the home. It is […]
Uncategorized How to change a second home to a primary home & why The tax benefits of owning both a first and second home can be significant, with the IRS allowing taxpayers to deduct interest and property taxes on both properties as itemized deductions on their tax returns, albeit with certain limitations. Interest deductions are limited to the amount of debt incurred to buy, build, or improve the […]
Uncategorized Living the Dream: The Value of Homeownership Owning a home has long been considered a fundamental part of the American dream. It represents far more than just having a place to live—it embodies values, aspirations, and a sense of security. Here’s why homeownership is widely regarded as a key component of the American dream: Stability and Roots: Owning a home provides a […]
Uncategorized How to get a lower rate and a lower price Are you in the market for a new home and wondering which mortgage option is right for you? While the world of home financing offers a surplus of choices, one option often overlooked is the Adjustable Rate Mortgage, or ARM. If you’re in a market where interest rates are trending lower, an ARM could be […]
Home
Properties
About Me
Blog
Neighborhood News
eho-89x83.png
realtor_white-71x83.png

Terms Of Use | Privacy Policy | Accessibility Statement | Fair Housing Notice

© 2024 MoxiWorks

© ERA 2023 - 2024. All rights reserved. ERA® and the ERA Logo are registered service marks owned by ERA Franchise Systems LLC. ERA Franchise Systems LLC fully supports the principles of the Fair Housing Act and the Equal Opportunity Act. Each franchise is independently owned and operated. Any services or products provided by independently owned and operated franchisees are not provided by, affiliated with, or related to ERA Franchise Systems LLC nor any of its affiliated companies