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Selling Navigating Closing Costs During Your Home Sale Typical closing costs can vary depending on what is customary in an area, the mortgage type, property value, and other factors. The largest expenses can be the real estate commission and the title policy. Total closing costs for a buyer can characteristically range from 2% – 5% of the sales price and 4% – 7% […]
Homeownership Tap into your home equity five ways Your home is not just a place to live; it’s a valuable asset that can serve as a financial resource when you need it most. One of the significant advantages of homeownership is the opportunity to build equity over time, which can be accessed in various ways to fund life’s important milestones or unexpected expenses. […]
Buying Why you should check the claim history on the home before you make an offer Buying a home is a big decision, and there are a lot of things to consider. One important factor to consider is the home’s claim history. A home’s claim history can tell you a lot about the property, including its potential risks and liabilities. To identify potential risks because a home with a history of […]
Buying New Construction Homes with Your Own Agent Homebuyers in the market who are frustrated by the low inventory are finding what they want in new construction. Among the obvious advantages are that it is fresh and new, has never been lived in, and can be personalized to an individual’s taste and needs. New construction homes can be more expensive upfront, but they […]
Buying How Rapid Rescoring Can Make a Difference Imagine you’re on the verge of securing a mortgage, and a slightly higher credit score could mean a lower interest rate. The good news? There’s a quicker way to make that possibility a reality. Mortgage loans are often more time-sensitive than other loans. If you find yourself in a situation where a slightly improved credit […]
Buying Why It’s a Smart Move to Buy a Home in the Current Market If you’re in a financially stable position, now might be the perfect time to embark on your homeownership journey. Buying a home today offers several advantages, including the opportunity to build equity and stabilize your housing costs in the face of rising expenses. Explore the reasons why purchasing a home now can be a wise […]
Uncategorized Moving Scams: How to Spot Them Moving can be stressful enough without having to worry about being scammed by a moving company. Unfortunately, there are unscrupulous movers out there who prey on people who are in the midst of moving. To protect yourself from being scammed, it’s important to be aware of the red flags. Here are a few things to […]
Selling Which types of showings work A showing is an opportunity for a buyer to determine if a home is right for them. Each of the different types of showing plays a valid and necessary role in marketing the home. Some buyers may start by looking at homes online, which can lead them to drive by the home to see if […]
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Uncategorized How homeowners can avoid mortgage relief scams Homeowners who are facing financial difficulty are often targeted by mortgage relief scams. These scams can be very convincing, and homeowners may be desperate for help, making them vulnerable to these schemes. Scammers often pose as government officials or mortgage experts, and they may promise homeowners that they can help them avoid foreclosure or modify […]
Buying and Selling How to Buy and Sell a Home at the Same Time (Without Losing Your Mind) Buying or selling a home is a big adventure; some thrill seekers may choose to take on both tasks at the same time. If you’re finding yourself in the position of needing to buy and sell at the same time, here are some tips to help you navigate the possibly challenging course ahead of you. […]
Buying Discover the benefits of an FHA Assumption With new mortgage rates approaching 8%, many buyers have decided to wait for rates to come down. While there may be some easing in the fourth quarter of 2023 and 2024, assuming an existing FHA mortgage with a lower rate made in the last three or four years might be a much better alternative. Since […]
Buying Discover how to go from stress to success with your home move Navigating a real estate transaction, which often involves substantial financial investments and emotional considerations, can understandably induce stress. To streamline this process, adopt these effective strategies that promote a smoother journey. Begin by clearly outlining your primary motivations for either buying or selling a property. By eliminating distractions and maintaining a focused perspective, you can […]
Buying and Selling The Danger of Do-It-Yourself Divorce The Danger of Do-It-Yourself Divorce Ken & Barbie have been married 20 years and have owned their current home for over 10 years. Without the benefit of legal or tax advice, they decide to divorce with Ken taking his retirement and Barbie taking the equity in the home which are equal in value. It appears […]
Buying and Selling The Net Worth Advantage: Homeowners vs. Renters The decision to rent or own a home is not just about having a place to live; it also has significant implications for your financial future. One key aspect that often comes into play is net worth … the value of your assets minus your liabilities. Numerous studies and statistics highlight a compelling trend: homeowners […]
Buying Exploring Down Payment Sources for First-Time Homebuyers Aspiring homeowners can overcome the challenge of saving for a down payment by taking advantage of various sources of assistance. Discover a variety of down payment sources available to first-time homebuyers, from family gifts and retirement account withdrawals to tax refunds and down payment assistance programs, empowering them to achieve their dream of homeownership. Implementing […]
Uncategorized Your Referrals Mean the World to Us Referrals are the lifeblood of any business, and real estate is no exception. When someone you trust refers you to a service provider, you’re more likely to do business with them because you know that they’ve been vetted by someone you know and trust. That’s why we’re so grateful for the referrals we’ve received from […]
Buying and Selling Awareness is Key to Safeguarding Against Scams When it comes to safeguarding against scams, awareness is key. By being vigilant and recognizing consistent red flags, you can effectively thwart scammers in their tracks. Stay one step ahead and keep an eye out for these warning signs to protect yourself from falling victim to fraudulent schemes. Unexpected contact – You receive unanticipated contact […]
Buying How to Buy Your First Home as an Investment and Retire Rich As young people enter the full-time workforce and begin to think about living on their own, it may not seem practical or wise to consider buying a home. However, it may be a pivotal decision for your financial security and future retirement. Rents are going to increase based on the shortage of rental units needed […]
Buying Negotiate with the Seller Like a PRO Having a negotiation plan is paramount when it comes to navigating the complex world of real estate as a homebuyer. It’s no secret that buying a home involves a significant financial investment and numerous variables that can impact the outcome of the transaction. By formulating a well-thought-out negotiation plan, homebuyers can approach the process with […]
Buying and Selling Evaluate Your Mortgage Loan Types Making an informed decision about securing a mortgage loan is vital, as it involves understanding the available options and considering relevant factors. With a range of mortgage types designed to cater to diverse needs, it is essential to carefully evaluate your circumstances and goals to select the most suitable option. By taking the time to […]
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